Levels of Business Credit

One of the most frequent questions we hear from entrepreneurs who incorporate with us is, “How do I build business credit?” Having access to business credit when you need it can mean the difference between a thriving business, and one that folds.

While there is no simple formula, there is a process that allows you to establish a solid business credit rating over time. In our experience, we have found that small businesses are usually at one of three levels when it comes to building business credit. Discover which level of business credit you are at, and what steps you’ll need to take to graduate to better lines of credit, better terms and lower interest rates.

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You’ll also be the first to know when our new book, Finance Your Own Business, is available, and when it goes on sale.

Learn How to Get on the Fast Track to Financing

Finance Your Own Business

Our upcoming book Finance Your Own Business: Get On The Financing Fast Track details the power of business credit, how to get an SBA loan, the secrets of micro lenders, the benefits of crowdfunding and more.

Fill out the form on this page and we will let you know when the new book is released and offer early bird discounts. Plus you’ll get a free guide today – The Levels of Business Credit. (And don’t worry: we know you’re busy so we won’t flood you with email.)

About the Authors

Garrett Sutton, Corporate Attorney & Author

Garrett Sutton, Esq., author of Start Your own Corporation, Run Your Own Corporation, Loopholes of Real Estate, The ABC’s of Getting Out of Debt, Writing Winning Business Plans and Buying and Selling a Business in the Rich Dad Advisors series, is an attorney with over twenty-five years experience in assisting individuals and businesses to determine their appropriate corporate structure, limit their liability, protect their assets and advance their financial, personal and credit success goals.


Gerri Detweiler is the author of four books, including the Ultimate Credit Handbook (named one of the top five personal finance books of the year when it was released), and a media favorite quoted in publications like USA Today, The Wall Street Journal and featured on The Today Show and CNN. A credit educator since 1987, she’s served on credit reporting agency Experian’s Consumer Advisory Council twice.